J & S Insurance Agency Inc

Licensed in 13 states, run from one office

Your file doesn't move to a regional desk when you cross a state line. Same agent, same phone number, wherever your authority is based.

Not on the list?

We add markets when clients need them. Ask before you assume the answer is no.

Call (206) 617-9034
Where we write

The 13 states

Filings, certificates and state-specific requirements handled for each one. Corridors listed are the lanes clients ask about most.

CACalifornia
Home state. Fresno office, and the bulk of our long haul, AG and sand-and-gravel accounts. I-5, I-10, SR-99.
AZArizona
Cross-border and desert long haul. I-10 and I-40.
TXTexas
Oilfield, dry van and regional freight. I-35, I-10 and I-20.
WAWashington
Port drayage and regional freight. I-5 and I-90.
OROregon
Produce, lumber and I-5 corridor runs. I-5 and I-84.
NVNevada
Interstate transit and warehousing lanes. I-15 and I-80.
UTUtah
Distribution hub freight. I-15 and I-80.
OHOhio
Midwest crossroads freight. I-70, I-71 and I-80/90.
INIndiana
Heavy owner-operator territory. I-65, I-70 and I-80/90.
IAIowa
Grain, reefer and dry van. I-80 and I-35.
VAVirginia
East coast corridor and port work. I-81 and I-95.
NJNew Jersey
Port drayage and last-mile density. I-95 and I-78.
NYNew York
Metro delivery and box truck contracts. I-87 and I-90.
Somewhere else?
Tell us where you're domiciled and we'll confirm whether we can file there.
Ask us →
Why it matters

State lines change more than the scenery

Filing requirements differ

Intrastate authority, minimum limits and proof-of-coverage filings aren't the same everywhere. We handle the paperwork for the state you're based in.

Rating changes with radius

A truck domiciled in New Jersey and one in Iowa price differently on the same limits. Filed radius has to match how you actually run.

Not every carrier writes every state

Markets open and close by state. Being independent means we move your submission to whoever is writing your class this year.

Tell us where you're based. We'll take it from there.

Four questions to start the quote, or one call if you'd rather talk.